SIDE INCOME · VTU.NG PRICING
Published airtime discount: 2.5%-3%; ePIN discounts: 0.5%-4%
Published reseller/API discounts are about 2.5%-3% on airtime and 0.5%-4% on ePINs; data prices are variable and must be queried. No large wallet deposit is justified before testing demand.
VTU.ng's published pricing lists reseller airtime discounts of 2.5% for MTN and 2.5%-3% for Glo, Airtel and 9mobile. Recharge-card ePIN discounts range from 0.5% to 4% depending on network.
The page does not give a stable table of data resale prices; it directs resellers to its data variations endpoint for current prices. Compare your net acquisition price with what customers already pay through bank apps and established Nigerian fintechs before setting a markup.
At a 2.5% discount, ₦10,000 of airtime produces only ₦250 gross headroom before payment fees, failed transactions, refunds, support and any discount you pass to buyers. Data margins may differ by bundle and account tier.
Test with a small wallet and a few known customers first. The API can automate a WhatsApp order flow, but never expose API credentials in a client app or message. Keep a transaction ledger and verify refund behavior before advertising.